Access Bank Transfer Code

How to Use Access Bank Transfer Code – Access Bank USSD Code for Transactions [2023]

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Access bank transfer code permits you to carry out various banking transactions from the comfort of your home just by using your mobile phone with or without an internet connection. In this article, you’ll be getting some of the advantages you get to enjoy while using this access bank transfer code.

Access Bank is a commercial bank licensed by the Central Bank of Nigeria. Over the years, they expanded into personal and business banking as far back as 2012, while initially, they were a corporate bank.

They offer products such as credit cards, loans, savings, mortgages, and investments and have over 25.5 billion Dollars as a total asset as of 2021.

Features Of The Access Bank Ussd Code

  • Buy airtime for yourself or a third party
  • Check account balance 
  • Access to loan 
  • Cardless withdrawal 
  • Reset PIN
  • Block account 
  • Make a transfer to inter or  intra bank

How To Activate The Access Bank Transfer Ussd Code On Mobile

 You might have been searching for ways to utilize the access bank USSD code. Your search is over because you should be able to use the access bank USSD code by the time you’re done with this article and perform the various transactions using the access bank USSD code. But before then, there are specific requirements you need to fulfill

Requirements On How To Set Up The Access Bank Code

  • An account with access bank
  • Phone number linked with your account 
  • Your bank verification number (BVN) will be linked to your account
  •  Must have a valid ATM card
  • A sole signatory must own the account without any form of restriction.

If you fulfill the above requirements, it means you are ready to use this unique access bank code without restriction 

This unique access bank code is *901#; the simple code allows you to perform any banking transaction from the comfort of your home without any stress

How To Register For The  Access Bank Transfer Ussd Code

  • Dial the access bank USSD code *901#
  • Select any of the available services
  • Input your account number
  • Input your date of birth using this format (DDMMYYYY)
  • Lastly, create a pin and submit


  • Dial *901#
  • Input  4 for Other Services, 
  •  Input 9 for Update, 
  • input 2 to Create a PIN without Debit Card,
  •  follow the prompt.

Note that you will need to input your Account Number, Date of Birth, or other information

  • Then  input  your preferred PIN 

RELATED POST: How To Check Access Bank Account Number- 2022 Guide

How To Reset Your Access Bank Transfer Code

Once you follow these easy steps, you can reset your PIN

  • Dial *901# on your mobile phone
  • Input 4 ‘Other Services’
  • Select 5 ‘Reset PIN’
  • Enter your date of birth in the format shown (DDMMYYYY)
  • Create a new PIN and Submit

How To Check Account Balance

  • Dial the Access bank ussd code *901#
  • A menu is displayed
  • Select number 1
  • Wait for a message to display your account balance

How To Transfer Money Without A Mobile App By  Using The Access Bank Transfer Code

  • Dial the unique access bank USSD code *901#
  •  Select 2
  • Enter amount
  • Enter account number
  • Select  beneficiary bank
  • Input pin

How To Load Airtime Using The Access Bank Code

  • Dial the access banks code *901#
  • Select  3 for the airtime option
  • Select 1 for Self
  • Select 2 for a third party
  • Input the Amount
  • Insert the Phone number
  • Confirm by putting your pin

If you have a smartphone with an internet connection, you may decide to use the access mobile banking application instead of the access bank USSD code. 

This mobile can perform all the transactions carried out using the access bank transfer code in a more digital and easy format.

Below are the step-by-step guide on how to register for access mobile banking without stress, but before then, here’s a brief introduction of the Access Bank mobile banking

What  Is Access Mobile Banking

The access mobile banking app is a very secure form of carrying out transactions with easy access to basic banking transactions. It also has multiple support systems for BlackBerry phones, Apple phones, or Android, and it is efficiently fast in processing simplified transactions.

Access Bank Transfer

Where Can I Download The Mobile Banking App

This banking application can be found on the Google Play Store for Android users and the Apple store for iPhone users 

Features Of The Access Mobile Banking App

The mobile banking application has more than enough features, and these features are some of the reasons why people prefer the mobile banking app compared to the access bank transfer USSD code

  • It’s Grant you access to instant loan without paperwork 
  • it allows you to choose between the light and dark theme 
  • it has a secure face ID
  •  give you access to flight booking
  •  foreign currency transfer 
  • Access rewards
  •  digital marketplace 
  • credit card repayment and others


To activate the access bank mobile app for transfers and other transactions, all you need to do is to follow the below guidelines

  • Visit the Google Play store or apple store
  • Search for “accessmore” application 
  • Download the above-listed application
  • Open the app and sign up 
  • Ensure you follow the  registration process
  •  select a unique password and unique ID 
  •  Make sure you recreate a pin using your card or using the OTP sent to a mobile

ALSO READ: Zenith IBanking- How To Setup Your online Access [2022]

How To Block An Account Using The Access Bank Ussd Code

Access bank also grants you access to blocking your accounting using the access bank USSD code from a third-party mobile phone with ease in case of theft. Follow the below steps to achieve

  • Dial *901*911#
  • Input Option 2, which is to block account
  • Select Self  or Third-party depending on what you want
  • Enter the phone number attached to your account 
  • Choose the account you want to block; you can select one or more accounts depending on the account you wish to block. This is Incase you have multiple accounts
  • Enter your USSD PIN 

How To Reset Access Bank Mobile Application Pin

Just like we explained earlier on resetting your access bank code pin for transactions, there’s also a way of resetting your access Bank mobile app pin using this format

  1. Open the access Bank mobile app
  2. On the top menu icon, choose the reset password 
  3. ensure you enter your login id
  4. Follow the prompt


In a case where you’ve forgotten your username and password, there’s no need to panic because this article will take you through the processes needed to recover and find  your user ID and password

  • Open the access Bank mobile application 
  • Input your account number, either savings or current account, and proceed
  • An authentication Mail will be delivered to your phone with an activation code
  • Input  the activation code and submit

Why Do People Prefer The Access Bank Code Over The Mobile Banking Application

Because of the numerous advantages of using the access bank USSD code, people always want to use the access bank code in carrying out transactions instead of the mobile banking application; below are some reasons

  • You don’t need an internet connection to carry out this transaction
  • You don’t need a smartphone to carry out transactions; all you need is a mobile phone and a number linked with your account
  • It is fast and efficient
  • It Saves time

Conclusion– Access Bank Transfer Code

Lastly, most individuals will prefer using the access bank transfer code in carrying out their transactions instead of using the mobile banking application because of some of the reasons stated above. Before getting to this point, we are sure that we have solved all the problems concerning the access bank transfer code and the Access Bank mobile banking application.


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