Union Bank Transfer Code

Union Bank Transfer Code – Union Bank USSD Codes (2023)

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Union Bank is one of the top commercial banks in Nigeria. It has a large customer base and offers several services, including mobile banking.

 The Union Bank transfer code allows customers to transfer funds between their Union Bank account and another bank account.

The USSD code can be used on any mobile device and is easy to use. This blog post will provide a step-by-step guide on using the Union Bank transfer code. We will also provide a list of other Union Bank USSD codes for mobile banking.

Also,  you’ll learn how to buy airtime, send money, and complete other banking operations using the Union bank transfer code. You’ll also learn about the features and benefits of utilizing mobile banking, as well as how to generate a PIN and much more.

But first, you should know that using the Union Bank USSD transfer code is easier and more convenient. Its advantages and importance cannot be overstated, particularly when you do not have access to the internet.

When it comes to wire transactions, there is almost no limit to what you may achieve with the help of the USSD code. It can be used to mail money, purchase airtime, establish a pay code, and create a PIN for cardless withdrawals, among other things.

Are you looking for the best and most convenient way to move money from your Union Bank account to other banks without having to go to the bank?

We’ll walk you through all of the Union Bank transfer codes so you can execute as many transactions as possible.

Let’s have a look at what mobile banking is before we get started:

What is Union Bank Mobile Banking?

Mobile banking, often referred to as USSD banking, is a method used in carrying out all of your bank transactions right from your mobile phone at the comfort of your own home.

In Nigeria, mobile banking has flourished, with several banks adopting this financial system approach. It’s quick, efficient, and dependable.

Mobile banking has reached a degree of simplicity, bringing all bank commands together in one spot, allowing you to make transfers, check account balances, and do other activities.

What is Union Bank Transfer Codes ( *826#)

Union bank Ussd codes, as the name implies, are a series of recognized digits that allow money to be transferred from your Union bank account to another bank.

You can conduct many transactions from your Union Bank account to other banks using the Union Bank transfer code on your mobile devices. Nothing prohibits you from making a transaction from your account to another bank with this code.

It could also refer to a platform that Union Bank customers can monitor their account balance or conduct transactions while on the go.

Since the launch of mobile banking in Nigeria, practically all commercial banks have implemented this technology. For all prospective customers, most banks now give a transfer USSD code.

All-Union Bank transfer codes function very well on all mobile devices, with or without internet connections; all you have to do is enter the relevant USSD code on the number used to register your Union Bank accounts.

All Union Bank transfer codes are a lot more user-friendly. These codes are extremely valuable, especially if you don’t have access to the internet via your phone. It can also be used to generate PINs and pay codes for cardless ATM withdrawals. It is also known as the Union Bank Codes.

With these codes, you’ll be able to check your bank account balance while on the go quickly. All Nigerian banks have launched their mobile banking services and offered their customers a designated unique transfer number, making life easier.

All Union Bank transfer codes are now available to all of the bank’s customers nationwide. Very quick and simple for everyone.

RELATED POST: Polaris Bank Transfer Code – Airtime, App, and Loans

Features and Benefits of Union Bank Transfer Codes ( 826 USSD)

With the 826 USSD Banking, you can

  • You can most definitely check your bank account balance
  • You can set up a bank account right from your mobile phone using this code
  • With this code, you can transfer money to several banks
  • Using this code, you can be able to purchase airtime for others and yourself
  • You can save for the future with the use of this code
  • You can pay your bills with this  code
  • You can purchase a different  birthday present with this unique code
  • You can check account numbers, balances, and BVN with this code
  • For cardless withdrawal transactions, you will be able to generate pay code and PIN
  • You can carry out other major transactions with this code

How to Register For Union Bank Transfer Codes

To use all the services and benefits that come with the Union bank USSD transfer code, you must first register.

Before using the Union Bank transfer code, you must first complete the registration process. Fortunately, this may be accomplished without having to visit a bank.

Union Bank Transfer Code

To use this code, you must have a Union Bank account before continuing offline registration.

Registration is completely free. You have to phone *826# and follow the prompts to complete the registration.

How to Create a Union Bank Transfer Pin?

Similarly, without the 4-digit transfer pin, the Union bank transfer code cannot be generated or secured. Not when Union Bank has stated that the security of their customers is their top priority.

You should be aware that the Union Bank Transfer code cannot be completed without using the 4-digit transfer pin. This pin is essential, and the pin is always prompted when you wish to complete a transaction.

Dial *826*5# on your mobile device to create the Union Bank transfer pin.

Please make sure you generate a four-digit transaction pin that you can easily remember. For example, your ATM withdrawal pin should also be your transaction pin.

How to Send Money Right From Your Union Bank to Other Banks

To transfer money from your Union Bank Account to another bank, dial *826*2*amount*account number#.

You can dial *826*1*amount*account number# to transfer money from your Union Bank account to your UBN account.

Buying Airtime With The Union Bank Transfer Code?

Whether you’re recharging your phone or someone else’s directly from your bank, you can use the USSD code to make a successful transaction.

Dial *826*amount# to purchase airtime using your Union Bank transfer code.

A pop-up message will show on your phone screen, and SMS notification will be issued automatically to your bank-registered phone number if the transaction was completed.

Similarly, you should be aware that it is completely free; there are no charges for airtime top-up.

Union Bank Transfer Charges

The cost for fund transfer to other banks is ₦52.50 per transaction, but it’s free if you have an account with Union Bank!

Other Useful Union Bank USSD Codes

Check Balance                         


Airtime Purchase (self)         


Airtime Purchase (third party)

*826*Amount*3rd Party Mobile Number#

Bills Payment

*826*28*Amount*User ID#

Data Capture After Enrollment

*826*3*Account Number#

Card Management (Block and Unblock Card)


Cardless Withdrawal


Quick Information About Union Bank of Nigeria

Union Bank is a reputable and trusted financial institution in Nigeria. Union Bank improves people’s lives by providing the most innovative and most straightforward solutions while ensuring the most incredible possible experience every time.

Union Bank, founded in 1917, is one of Nigeria’s most reputable and long-standing financial institutions, providing a variety of banking services to individuals, commercial and corporate clients, and small and medium-sized businesses.

Union Bank of Nigeria has been committed to helping businesses, individuals, and families develop for more than a century, with a vast geographical network that includes more than 293 service centers across Nigeria.

Union Bank aims to be recognized as Nigeria’s most reliable and trusted partner by successfully delivering against six strategic pillars: client base, quality of customer experience, talent, professional standards, banking platforms, and earnings.

Their approach is being vigorously implemented, with a strong transformation team focusing on people, technology, and processes.

Frequently Asked Question about Union Bank transfer code

Is Internet access needed to make use of *826#?

You don’t need any data or internet connection to use this service.

How can I enroll for *826#?

To register, kindly dial *826# from your bank account’s registered mobile number and follow the prompts.

How can I confirm a successful transaction?

That’s not something you need to be concerned about. A pop-up message will appear on your phone screen, and an SMS notification will automatically be sent to your Bank-registered phone number.

Is there a cost to register on *826#?

*826# registration is completely free. To register, call *826#. When you dial the numbers for the first time, you only have to register once.


Nothing prevents you from transferring money from Union Bank to other banks using your mobile device. This transaction can be done anywhere and at any time convenient for you.

Union Bank supports direct mobile money transfers on a mobile device, and it works well on various mobile devices, all that is required is to enter the USSD code on the phone number linked with your union account.

The Union Bank USSD Code for financial transactions guarantees a convenient, quick, secure, and cost-effective banking experience. You can also use the USSD Codes to access Union Bank services without using the internet, 24 hours a day, 7 days a week.

You must understand that transfers can only be made from your personal, current, or savings account. That implies you won’t be able to do business using Joint Accounts, Corporate Accounts, Domiciliary Accounts, or Target Savings Accounts.

Union Bank transfer codes make banking much more convenient and enjoyable for everyone. You can make as many transactions as you can without going to the bank.

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