How To Borrow Data From MTN Network known As MTN XtraByte (2023)
How To Borrow Data on MTN – Don’t panic if you find yourself in a tight spot and need to ‘browse your way out.’ MTN has invented a system that allows you to borrow data from them and return it later. When you run out of data, MTN XtraByte is a service that allows you to borrow data or credit and pay it back on your next recharge.
How To Borrow Data From MTN Eligibility
All qualifying MTN Prepaid customers can use the MTN XtraByte service. And to qualify for the MTN XtraByte, you must meet the following requirements to be eligible for XtraByte service:
- You must be a prepaid customer.
- You have your phone number registered.
- Have been using the MTN network for at least three months
- Have spent at least N200 every month for the past three months
- Your main account should have between N0 and N12 in it.
- Completed any pending XtraByte loan requests.
How To Borrow Data From MTN via *606# Menu
It’s so very simple. Once you’ve confirmed that you’re eligible for MTN borrow me data service, you can borrow data from MTN using one of the below methods.
You can borrow MTN data by dialing *606# from the menu:
- MTN subscribers can borrow data by dialing *606# and selecting XtraByte.
- After that, the system will show you all of the data bundles you can borrow.
- From there, you may choose your preferred data plan from a list.
- After choosing your preferred data plan, the system will send you a message asking you to complete the transaction by entering the amount plus the appropriate service fee.
- After you complete your purchase, the system will credit your XtraByte account, deduct the bundle + service fee from your main account, and send you a successful notification message.
How To Borrow Data From MTN Using The 606 IVR
To borrow MTN data, dial 606, and the system will play an announcement asking you to select one of three languages: English, Igbo Hausa, or Yoruba.
- After choosing your favorite language, you must select between XtraTime and XtraByte.
- After selecting XtraByte, the system will display all of the data amounts available to you.
- From there, you may choose your preferred data plan from a list.
- After choosing your preferred data plan, the system will send you a message asking you to complete the transaction by entering the amount plus the appropriate service fee.
- The system will credit your XtraByte account, debit your main account with the bundle + service fee, and send you a successful notification message once you complete your transaction.
Note that any data bundle you borrow will be subject to a 15% service fee.
Related Post: How To Borrow Airtime From Airtel – 2022 Ultimate Guide
Important Note On How To Borrow Airtime from MTN
Before you opt to borrow airtime from MTN Nigeria, you should consider the following suggestions:

- Make sure your MTN SIM card is active.
- You must register your SIM card.
- You must have been on the network for at least twelve (12) months. You will be eligible for this deal if you frequently recharge for three (3) months.
- To request more airtime, your monthly recharge must be between N0 and N75.
- Check to see if you owe any money to the service. This means you won’t be able to borrow credit 2X unless you pay off any present or past Xtratime debt.
- Every transaction will be subject to a ten percent service fee.
- MTN will deduct the amount of airtime you borrowed from your account when you reload your line.
- •Finally, this plan is exclusively available to Prepaid customers.
How To Borrow Airtime From MTN
Dial *606# to get started. A pop-up menu should appear.
- From the drop-down menu, choose Xtratime.
- Decide how much airtime you’d want to borrow.
- After you’ve chosen the quantity of airtime you desire, MTN will send you an instant message.
The objective of this message is for you to confirm that you accept the transaction’s 10% service fee. You will receive your Xtratime request after confirming the fee, and 10% of the borrowed credit will be debited from your account.
To borrow 50 Naira from MTN, for example, follow these steps:
- Select Xtratime while dialing the above code.
- Choose N50 from the drop-down menu.
- Confirm the cost of the service.
- On your MTN line, you will receive N45. (N5 was subtracted as 10% of 50 Naira.)
Alternative Code to Borrow Airtime From MTN
Dial *123# on your phone to get started.
• To access the Xtratime menu, reply “6.”
• From the drop-down menu, choose Xtratime.
• Next, choose the amount of airtime you want.
• MTN will send you a message, which you must confirm.
Your request for airtime will be processed right away. Remember that your account will be charged a 10% service fee.
Borrow Credit Using Interactive Voice Response (IVR)
This is just another easy way to borrow MTN airtime. Yes, it’s similar to speaking with an MTN customer service representative, but in this case, the response has been designed to automatically respond to your most typical questions, after which you’ll be sent to a live person to address your problem. Here’s how you can request Xtratime:
- call 606 and wait for the system to process.
- Select your favorite language by following the on-screen directions. (It’s best if you use English.)
- Select XtraTime and listen as the Speaking voice informs you of the amount of data you are currently able to borrow.
- To select your preferred data volume, type the needed number.
- The system will ask you to confirm the 10% service fee, which you should do.
MTN will notify you that your account has been credited with MTN Xtratime after successful confirmation. That is all there is to it.
Conclusion: How To Borrow Data From MTN Network
It is pretty simple to borrow data on MTN. To borrow data on MTN, follow the instructions below:
- Select XtraByte by dialing *606# and responding to the code.
- You’ll see a list of data bundles accessible for you in the following pop-up.
- Choose one from the options (that is, the amount you are eligible to borrow).
You will receive a message from MTN. This message is to confirm your acceptance of the service cost. After confirming your request, MTN will send you another SMS stating that your transaction was completed successfully.
You don’t need any more data management advice now that you have the borrowed data, and it’s entirely up to you.
Now to you know How To Borrow Data From MTN, will you go ahead and borrow?